Uninsured Motorist Accident Lawyers

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Nobody wants to be in a car accident. What makes the situation worse is when the driver who hit you doesn't have auto insurance. Now, you're wondering how you're going to pay for your medical bills and other bills.

You need to know that you can still receive money. If you have car insurance, you most likely have uninsured/underinsured motorist coverage. This policy is specifically for when you're in an accident with a driver who doesn't have insurance.

The uninsured motorist accident lawyers at DM Injury Law can help you secure this money so you can pay for your medical bills, lost wages, and other financial losses. Contact us today to schedule your free case consultation. We work on a contingency fee basis, which means you pay nothing up front or out of pocket. 

Call 816-888-7500 or contact us online today

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Why Choose DM Injury Law for Your Uninsured Motorist Accident Claim?

When you're dealing with a complex case such as a car accident with someone who doesn't have insurance, you need a trusted law firm that can help you get the money you need to move forward.

DM Injury Law has helped thousands of people in similar situations to yours. We have secured over $1 billion for clients. Let us take over your case and help you get what you deserve.

No Fee Unless We Win

We know that money is tight right now. This is especially hard when the other driver doesn't have insurance. That's why we operate on a contingency fee basis. This means we charge no upfront fees and no out-of-pocket costs to hire us. We only get paid if we win your case and recover money for you. If we do not win, you owe us absolutely nothing.

Our Experienced Attorneys and Support Staff

DM Injury Law has many skilled attorneys and a support staff of case managers, medical record specialists, and investigators ready to help you. Our team ensures that no detail of your case is ever overlooked. We have the resources to hire accident reconstruction experts and medical professionals to prove exactly how much your claim is worth.

National Uninsured Driver Statistics

It is against the law to drive without auto insurance in almost every state. However, the reality is that many careless people still choose to break this law every single day.

According to a 2025 study released by the Insurance Research Council (IRC), more than 15% of all drivers on the road nationwide were entirely uninsured. If any of those drivers hurt you in a crash, they cannot pay for your medical bills or your ruined car.

Often, they do not even have the money or assets to cover the costs of your recovery. This leaves you in a terrible position. But you are not out of options. You have the right to seek compensation through your own insurance policy's Uninsured Motorist (UM) coverage.

Filing this claim can be incredibly frustrating. Your own insurance company, the one you pay every month to protect you, will suddenly try to protect their own profits instead. They will look for reasons to deny your claim or pay you much less than you need.

This is why you need the guidance of uninsured motorist accident lawyers who will get you what you already pay for. We won't play games with the insurance company.

What Damages Are Available in an Uninsured Motorist Claim?

When our firm takes on your case, our goal is to maximize the size of your settlement check or jury verdict. We will aggressively pursue compensation for both economic and non-economic damages.

  • Medical Expenses: This covers your past, present, and future medical bills. It includes the ambulance ride, emergency room visits, surgeries, prescriptions, physical therapy, and any special equipment you need for your home.
  • Lost Wages: If you had to miss work while healing in the hospital or at home, you deserve to be paid for those missed paychecks.
  • Loss of Future Earning Power: If your injuries are permanent and you can never return to your normal job, we will fight for the money you would have made over the rest of your working life.
  • Wrongful Death Expenses: If you lost a loved one in an accident, you deserve money to pay for the funeral and financial support to cover any lost wages your loved one provided for your family.
  • Pain and Suffering: The physical agony you have endured because of your injuries.
  • Emotional Distress: The anxiety, depression, fear, and loss of sleep that often follow a traumatic event.
  • Loss of Enjoyment of Life: Compensation for the fact that you can no longer enjoy the hobbies, sports, or family activities you loved before the crash.

Our Midwest Offices and Uninsured Motorist Accident Lawyers

The Midwest uninsured motorist accident lawyer proudly represents injured clients through the following locations:

Frequently Asked Questions for Our Uninsured Motorist Accident Lawyers

How do uninsured motorist claims work?

When the driver who hits you does not have insurance, you cannot file a claim against them, because there is no insurance company to pay out the settlement. Instead, you turn to your own auto insurance policy.

Most insurance policies include Uninsured Motorist (UM) coverage. Your insurance company essentially steps into the shoes of the at-fault driver's insurance. They are supposed to pay you the money you need for medical bills, lost wages, and pain and suffering, up to the limits of your UM policy.

Do UM laws vary by state?

Yes, every state has its own specific laws regarding auto insurance and personal injury claims. Our attorneys are highly experienced in navigating the complex laws across the Midwest.

What if the driver who hit me fled the scene?

If you are hit by a driver who speeds away, this is considered a hit-and-run accident. If the police can never find the driver who hit you, you can still get money to pay for your injuries. A hit-and-run driver is treated as an uninsured driver under the law. We can help you file a claim through your own UM coverage.

Should I speak to my insurance company before calling a lawyer?

No. You should always speak to an attorney before giving any recorded statements to any insurance company, including your own. The insurance adjuster's job is to save the company money. They may try to get you to admit fault, downplay your injuries, or accept a fast, lowball settlement before you know how badly you are hurt.

Contact DM Injury Law's UM Accident Attorneys for a Free Consultation

If you have been seriously injured by a driver with no insurance, do not lose hope. You are not alone in this fight. The dedicated legal team at DM Injury Law is ready to review your case and help you understand your options.

Contact us today to schedule your free case consultation. You pay nothing unless we win your case. Remember, Mike's Got This!

Call 816-888-7500 or contact us online today

free consultation

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